A Tarlan Payments product — Banking-as-a-Platform infrastructure

Turn your banking app into the daily lifestyle platform customers never close.

Tarlan Connect installs restaurants, parking, EV charging, and gaming payment rails inside your existing mobile banking app — as a single webview layer, live in weeks.

from signed agreement to live transactions
3–4 weeks

from signed agreement to live transactions

transactions processed monthly
20M+

transactions processed monthly

lifestyle verticals in one integration
7+

lifestyle verticals in one integration

Founding partner offer

The first 3 banks to sign in 2026 launch on us.

Waived integration fee, a dedicated launch team, and priority access to every new vertical we ship — locked in for your first 12 months live.

Claim a founding slot
The problem

Banking apps are losing the daily-habit battle

Users open the app only to check balance

Average banking app session: 47 seconds. Average super-app session: 8+ minutes. The gap is widening every quarter.

BCG Global Retail Banking Report, 2025

Lifestyle services are captured by third parties

Delivery apps, parking apps, and betting platforms already own your customers’ daily moments. Your bank gets zero data, zero engagement, zero loyalty.

McKinsey Digital Banking Survey, 2024

Revenue per user is stagnating

Without ecosystem revenue, banks compete on rates alone. Commoditization is inevitable — the window to act is closing.

Internal analysis, retail banking margins 2020–2025

Discover. Engage. Achieve.

Discover

Customers discover restaurants, parking, charging, and more the moment they open your app — no extra downloads, no new logins.

Engage

Every booking, top-up, and payment keeps them inside your app instead of a competitor’s — turning daily errands into daily habit.

Achieve

Habit compounds into revenue, retention, and data you can act on — outcomes a banking app alone can’t deliver.

Architecture

A plug-and-play BaaP webview layer

Install services inside your existing mobile banking app with a single connection. Your app stays the interface — Tarlan Connect is the engine underneath.

Your bank app — the container

Serves as the only interface your users interact with. No new app to download.

Tarlan Connect WebView
Account Verification API
Cash-In / Payment API
Balance Check API
Payment Link API
Webhook Callbacks
X-Signature Auth
Service providers — companies operating parking, restaurants, EV charging, and more
Restaurants
Parking
EV Charging
Gaming platforms
The technical flow

Three API calls, in plain language

01
/check

Account verification

User opens the Tarlan Connect module inside your app. The system silently verifies the account via API, confirming eligibility in milliseconds.

02
/cash-in

Service & payment

User selects a service — a restaurant booking, a parking session, an EV charging top-up. Payment is initiated with a unique external id, amount, and timestamp.

03
/status

Status confirmation & callback

Our system returns the final transaction status. A webhook callback fires to your system with full payment metadata. The fiscal receipt is generated automatically.

cash-in.http
POST /showcase-gateway/api/v1/action/cash-in

{
  "external_id": "ord_9823",
  "amount": 24.50,
  "currency": "EUR",
  "service_id": "restaurant_001",
  "callback_url": "https://yourbank.eu/webhooks/tarlan"
}
One app, every moment

One webview, every lifestyle moment — running inside the app you already own.

700

services available to your app users

€600M

potential boost in transaction volume

+150,000

new user transactions every day

Business model

How you make money with Tarlan Connect

Tarlan Connect turns your app from a cost center into a revenue engine, across three streams.

01

Transaction revenue

A share of the fee on every payment processed through Tarlan Connect — pay-in, pay-out, and netting included.

02

Data & engagement value

Behavioral data enriches your credit models, and daily engagement compounds retention across every product you sell.

03

Merchant monetization

Premium in-app placement for restaurants, parking, and EV charging partners, plus sponsored cashback campaigns funded by partners.

Launch plan

Up and running in weeks, not years

01

API credentials & sandbox access

Testing environment provisioned, signature authentication configured (SHA-256 + Base64), webhook endpoints set up.

02

WebView integration

Embedded inside your existing banking app, white-labeled to match your design system, zero disruption to your architecture.

03

Service provider onboarding

First restaurant, parking, and EV charging partners activated. End-to-end payment flow tested: /check → /cash-in → /status.

04

Go live

Real transactions. Real users. Real revenue, flowing through rails you already trust.

The alternative

Tarlan Connect vs. building it yourself

CriteriaBuild in-houseOther BaaP providersTarlan Connect
Time to live transactions18–36 months6–12 months3–4 weeks
Proven at scaleUnproven, in-house riskVaries by vendor20M+ transactions/month, live today
Brand experienceFull control, full costOften redirects out of appInvisible — users never leave your app
Compliance & licensingBuild from scratchCase by caseRuns on licensed partner infrastructure, GDPR-compatible

Be the first bank to launch a lifestyle super-platform.

More services. More clients. More opportunities — all live on rails you already trust.

Book a demo